Credit Guidance

Getting credit with Go2. Choosing the most suitable way to finance your vehicle

Go2 Car Finance is a responsible car finance provider. We seek to ensure that we can offer you the best advice on your current situation to ensure you can manage your current and future finances.

Before you make an application with GO2 CAR FINANCE, you must be clear on exactly how you wish to re-pay the credit you take out. You have a few options.

Bank Loan

A bank loan should always be your first option for any credit as they will nearly always offer you the best rate and terms.

Credit Cards

If you are turned down for a bank loan, a credit card with your bank maybe the next best option. With the fixed rates of interest on them and interest free periods they could be your second option to source finance.

Hire Purchase

This option is the most popular for vehicle finance following the above. Most often people choose this option as you agree a monthly repayment for a fixed length of time. When the agreement ends you will own the vehicle. It is the most manageable as you will know the exact amount each month that will be leaving your account. A lot of the hire purchase companies we use can help you if you let them know in advance if you are struggling to meet the payments. APPLY HERE

Work out what you can afford

Firstly, work out your monthly budget

A lot of the companies we use will discuss payments with you prior to approving you for credit. They will try to make sure you are not strained financially and can afford the loan, however, it is important for you to review your finances before you apply for any finance product.

What you need to understand

When you apply the finance companies we use will run a credit check to verify your identity and personal details and assess whether you can afford to take out the proposed credit. Doing this involves sharing your information with credit reference agencies like Experian. This also helps to prevent fraud.

When you are ready give us a call

Apply Online or Telephone 01260 633123 NOW – 1 Hour Response

Here at Go2 Car Finance we put you in the driving seat. YOU choose the car YOU want from a choice of 100’s of garages around the country.